什麼是債務融資?


什麼是債務融資? 債務融資,也稱為發票融資和發票保理, 指企業將其應收帳款出售給債務保理公司的過程。債務保理公司預先支付發票,以便企業可以立即獲得現金流量以為其運營提供資金。債務保理公司通常負責從應收賬款中收取貨款,並收取預先安排的費用作為回報。 債務保理如何運作? 債務保理流程涉及三個方面:業務,客戶(應收帳款)和債務保理公司。 業務:向客戶出售商品和服務的一方。 客戶(應收帳款):從企業購買商品和服務的一方。

債務融資公司:從企業購買發票並預先支付發票價值的大部分的一方。債務融資公司會收取保理費作為回報。 當企業將其應收賬款出售給債務融資公司時,就會發生債務融資。 然後,債務代理公司將評估應收賬款的財務狀況和可靠性,以確定代理協議。債務保理公司將根據保理百分比預先支付業務費用。 之後,債務融資公司將全權負責向客戶收取款項。

最後,企業將收到剩餘的發票金額減去保理費。

What is Debt Factoring?
Debt factoring, also known as invoice financing and invoice factoring, refers to the process when a business sells it accounts receivables to a debt factoring company. The debt factoring company pays for the invoice in advance so that the business can obtain immediate cash flows to finance its operation. The debt factoring company usually takes responsibility for collecting payment from accounts receivables and receives prearranged fees in return.


How Does Debt Factoring Work?
There are three parties involved in the debt factoring process: business, client (accounts receivable) and debt factoring company. Business: The party who sells goods and services to client. Client (Accounts Receivable): The party who buys goods and services from a business


Debt Factoring Company: The party who buys invoices from business and pay it for a major percentage of the invoice value in advance. The debt factoring company receives a factoring fee in return. Debt factoring takes place when a business sells its accounts receivables to a debt factoring company

Then, the debt factoring company will evaluate the financial health and reliability of the accounts receivables to determine the factoring agreement. The debt factoring company will pay the business in advance based on the
factoring percentage. After that, the debt factoring company will take full responsibility to collect
payment from the client.


At the end, the business will receive the remaining amount of invoice value, minus a factoring fee.

Suggested debt factoring company : Fundpark

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